Retirement and investment planning

Plan your future

Failing to plan is planning to fail. The hard reality is that most South Africans do not have sufficient savings to reach their future goals. Let us assist you with all your medium- to long-term savings needs.

Retirement planning

Only 6% of South Africans can afford to retire comfortably. To enjoy your retirement after years of hard work, it is important to identify your sources of income, estimate your expenses at retirement, identify your goals and then start saving as soon as possible. Ask yourself: Are you currently optimising the full tax deduction that is available to you?

Saving for future goals

If you find yourself in a situation where you have an unexpected expense, most people have to turn to a personal loan or credit card. Building up an emergency fund will keep you from paying unnecessary interest and becoming debt-dependant. You might also want to safe up for that overseas trip in a couple of years or putting together funds for a house deposit.

Saving for your child’s education

University fees are becoming more and more expensive and that is not even considering the cost of student housing and transport. Starting to make provision early will give your child the best opportunities in life.

Wealth creation

You might already have savings in the bank or inherited some funds which you want to put away for future needs. We help you grow, and continue to grow, your hard-earned money at its optimal potential.

Managing retirement

When you reach retirement age there are a number of very important decisions to make about the money you have available. We will advise you on the best solutions to ensure that your retirement savings will last throughout retirement. Once retired, you may rest, but we won’t. We will keep an eye on the performance of your investments to optimise your financial well-being.

Retirement schemes for employees

Offering your employees the chance to become part of a retirement scheme will not only hold lucrative tax benefits for the business owner, but it will also incentivise your employees to be loyal and stay in your employ to enjoy the benefits offered.